Commercial lending

If you are an experienced commercial loan writer, PLAN Australia offers a complete support package to maximise your business growth.

Achieve long term earning potential

Commercial lending involves a longer relationship with your client and a greater number of transactions. Besides having the right knowledge, experience and skills in servicing your clients effectively, what you really need is the right level of support.  PLAN Australia Commercial Lending can assist you with:

• Property Finance
• Working Capital Finance
• Equipment Finance
• Franchise Finance
• Construction/Development Finance

How do we support you?

We'll provide the right range of products and back office support you need to better service your clients.  We'll help you seize opportunities to increase your revenue stream. 

Access a broad range of lenders to service your client’s needs

We frequently review our commercial and business equipment lending panel to ensure you have both protection of trail commission and the correct product mix for your client’s needs. Also, receive regular lender updates via our newsletter, website and professional development days, to ensure you're updated on both product changes and availability of funding for your client's needs.

Increase commission and trail to boost your income

PLAN Australia is one of the countries’ leading aggregators.  We have the ability to negotiate on commission splits based on combined residential and commercial volumes.  This aggregated buying power ensures that you receive healthy up-front and trail commission along with access to correct lenders on the panel.

Secure commission distribution system

PLAN Australia manages all commission distributions and with an independent Trustee company structure, your income is secure. Your trail commissions are yours whether you stay or leave us – we do not believe in handcuff clauses.

National support

Our national dedicated team of Business Development Managers (BDMs) can assist you at a state level to achieve your goals by working closely with the state lending panel.

Business equipment referral program

If you do not have the time or expertise to write business equipment finance, you could take advantage of our national referral program. We have professional business equipment finance specialists who are also members of PLAN Australia that will help you with the paperwork, while sharing the commission with you.

1. How does the program work?
   If you have a client in need of business equipment finance, just fill up a simple one page form detailing basic information about your client’s needs. Fax or email the form to the PLAN Australia referral contact in your state.
   
   The referral contact will reply within 48 hours indicating whether the loan is suitable for an approval, outlining pricing and costs, and what additional paperwork will be required from your client.
   
   This strict undertaking has been guaranteed by the signed agreement between both PLAN Australia and the business equipment finance specialists approved in each state.

    

2. Will my client remain mine? 
   We understand that ownership of the client is important. Binding agreements with each of our business equipment finance specialist have been put in place nationally, to ensure your client ownership and relationship is protected at all times. 

    

3. How will I receive my commission?
   We will manage all commission payments, so your income remains secure. It is then distributed to you the referrer and our business equipment finance specialist under the split arrangement. Payment will be made weekly, further assisting the cashflow of your business.

    

4. Can I apply for direct accreditation?
   Many of our members are aware of the difficulties with accreditation these days. Should your business levels grow in this market, we can assist you with the direct accreditation process. We will help demonstrate to the appropriate lenders that your business volumes, application standards and your desire to grow this part of your business warrants a direct accreditation.
   
   Products that can be offered to your business: 

• Motor Vehicle Finance 
• Plant and Equipment Finance 
• Commercial Property Finance 
• Cashflow Finance 
• Computer Hardware and Software Finance 
• Refinance of Commercial Property Loans 
• Franchise Finance 
• Construction and Development Finance
• Bank Facilities and Restructuring Finance

 

If you would like more information on Commercial Lending or the referral program, please contact:

Craig Highmore
National Commercial BDM
PLAN Australia
Email: Craig.Highmore@planaustralia.com.au
Mobile: 0419 223 270